Mindblown: a blog about philosophy.

Retail investors are continuing to pump money into mid-cap and small-cap mutual funds despite higher valuations, suggesting that while they are seeking long-term growth, recent category performance is playing a key role in their investment decisions, says Aditya Agarwal, Co-Founder of Wealthy.in. “Recent flows suggest both are happening, but performance-chasing is clearly a meaningful part…

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. The most common reason people delay investing is not a lack of interest. It is the belief that they don’t have enough money to make it worthwhile. That belief is wrong, and the cost of holding it compounds…

The US Federal Reserve announced a leadership team of five high-level task forces that will review how the central bank approaches monetary policy, with three prominent Indian-origin professionals among those selected. Former Reserve Bank of India (RBI) Governor Raghuram Rajan, Harvard economist Raj Chetty, and Microsoft Executive Vice President Asha Sharma will each co-lead separate…

Millions of Americans depend on Social Security benefits for seniors during retirement, but navigating Social Security Administration (SSA) customer service may be a frustrating experience. On Wednesday, the SSA announced two significant operational changes designed to help streamline the customer service experience and make it easier for beneficiaries to access the help they need. If…

Most Social Security advice focuses on timing. Claim too early, and you’ll lock in a permanently reduced benefit. Wait until age 70, and you’ll receive larger monthly checks. Yet experts argue that a retirement plan that focuses exclusively on “when to claim” overlooks an equally important question: How does claiming Social Security affect the rest…

Despite a brief period of heightened volatility in March, it’s shaping up to be another stellar year for Wall Street and investors. The iconic Dow Jones Industrial Average (^DJI +0.28%) blasted to an all-time high earlier this month, while the benchmark S&P 500 (^GSPC +0.42%) and growth-stock-propelled Nasdaq Composite (^IXIC +0.29%) accomplished similar feats in…

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. The Federal Reserve said that artificial intelligence was a contributing factor to inflation in its June meeting minutes and cited “AI-related price pressures” as a driver of core goods inflation. Fed Points to AI-Related Price Pressures Minutes from…

© sasirin pamai / Shutterstock.com Costco (NASDAQ:COST | COST Price Prediction)’s food court hot dog and soda combo has been $1.50 for decades. Company management has again recently emphasized that price is not going anywhere. It has become a cultural touchstone: the one number that inflation cannot seem to touch. There is another frozen number…

Last year, Social Security celebrated its 90th anniversary, and the average monthly retired-worker benefit surpassed $2,000 for the first time. Making history is commonplace for America’s most important retirement program. But for the more than 71 million people who took home a traditional Social Security benefit in May — retired workers, workers with disabilities, and…

Quick Read When a spouse dies, Social Security pays only the higher of the two benefits. Survivors collect one check, never both. The lower earner delaying to 70 often wastes years of foregone income, since they end up on the higher earner’s survivor benefit anyway. Couples should have the higher earner delay to 70, a…