Mindblown: a blog about philosophy.

Quick Read JPM CEO Jamie Dimon admits lower-income Americans were left behind, and for 46% of retirees with zero savings, Social Security is their only income. Claiming at 62 instead of 70 locks in a permanent 30% benefit cut that compounds larger every year through annual COLA raises. Are you ahead, or behind on retirement?…

Tesla (TSLA 2.47%) has slipped below $400, and plenty of investors see the pullback as a bargain on a future robotaxi empire. I understand the appeal, but with July cash to put to work, I would rather own a consumer growth story I have far more conviction in: Cava Group (CAVA +1.10%). Image source: Getty…

Tesla (NASDAQ: TSLA) has slipped below $400, and plenty of investors see the pullback as a bargain on a future robotaxi empire. I understand the appeal, but with July cash to put to work, I would rather own a consumer growth story I have far more conviction in: Cava Group (NYSE: CAVA). Image source: Getty…

Quick Read Social Security’s Trustees project a 22% benefit cut by 2032, slashing the average monthly check from $2,083 to $1,625. Lawmakers can prevent cuts by raising payroll taxes, lifting the wage cap, or requiring workers to wait longer for full benefits. Investing $650 a month for 40 years at an 8% return could build…

Apple (AAPL +0.26%) designs consumer devices, including the iPhone, iPad, and Mac. Customer loyalty remains one of Apple’s biggest strengths, helping drive consistent upgrade cycles. In recent years, services, including subscriptions, app store fees, and digital content, have become a growing source of high-margin revenue. While newer products like the Vision Pro headset have had…

Sometimes success is defined by both the choices and the reaction that people have in situations where emotions are in charge. In situations when people experience excitement, they get too confident and make hasty decisions without even thinking about the possible risk. In challenging situations, people act based on fear and miss great chances due…

© zimmytws / Shutterstock.com Consider a couple in their mid-60s, both retired, with a $1.4 million traditional 401(k) and about to start Social Security. The plan looked airtight: pull 4% a year, collect benefits, and let the rest compound. Then the tax return arrives and roughly $51,000 of Social Security they thought was mostly theirs…

The S&P 500 (SNPINDEX: ^GSPC), Nasdaq Composite (NASDAQINDEX: ^IXIC), and Dow Jones Industrial Average (DJINDICES: ^DJI) have been breaking record after record over the past year, but there’s at least one investor who is being cautious right now. Warren Buffett expressed concern over the stock market in a recent interview with CNBC during Berkshire Hathaway‘s…

Key Takeaways Waiting until age 70 to claim Social Security benefits maximizes the amount of your monthly payments. Monthly benefits can be up to 132% higher when claiming at age 70 compared with claiming early at age 62. Retirement savings, pensions, and part-time income can bridge the gap to make the delay financially feasible. Deciding…

Quick Read XRP ETFs have pulled in about $1.49 billion since launching in November 2025, but nearly 80% of that came in the first two months. Inflows have dropped every quarter since, down to just $4.28 million in July. While Bitcoin ETFs shed $8.2 billion and Ethereum ETFs lost $1.2 billion, XRP’s smaller funds stayed…