Mindblown: a blog about philosophy.

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. getty If you are participating in your 401(k) at work, you have likely received a confusing email telling you about changes to your 401(k) catch-up contributions. If you aren’t…

Key Takeaways Conventional wisdom says that a target-date fund can be a simple approach to retirement planning, but a 2025 survey found that 84% of wealthy retirement investors who are nearing retirement prefer other options. Target-date funds are one-size-fits-all, which may work better for younger investors but less well as investors get older. Wealthier retirees…

This article first appeared on GuruFocus. Cathie Wood’s ARK Investment Management trimmed its stake in Tesla (NASDAQ:TSLA) and added to positions in Broadcom (NASDAQ:AVGO) and Klarna Group (NYSE:KLAR), according to the firm’s daily trade disclosures released late Wednesday. ARK sold about 86,000 Tesla shares through its ARK Innovation ETF, reducing exposure to the electric-vehicle maker…

The Social Security Administration is preparing to send out another major round of Social Security payments for January 2026, with millions of Americans scheduled to receive their money on Wednesday, Jan. 21. The payment marks the third Wednesday distribution of the month and comes at the latest possible point on the Social Security calendar, leaving…

There are a variety of new, lower mortgage interest rate options to explore this month. Peter Adams/Getty Images With an unemployment report released last week, an inflation report this week and the first Federal Reserve meeting of 2026 on the calendar for later this month, there are plenty of items that can impact the mortgage…

If a downturn is looming, the right strategy is crucial to protect your portfolio. Stock prices are continuing to surge, with the S&P 500 (^GSPC +0.74%) up by around 19% over the past 12 months, as of this writing. But no bull market can last forever, and we’re bound to face a downturn eventually. According…

(Bloomberg/Ryan Vlastelica) — Soaring prices for memory and storage components have turned companies like Sandisk Corp., Micron Technology Inc. and Western Digital Corp. into the hottest stocks in the market over the past year. But they’re causing headaches for many of their customers. Hardware companies from Apple Inc. to HP Inc. are under pressure, as…

Precious metals started 2026 with a bang. Gold SPDR (GLD) is up 7% since the first trading day of the year, compared to the S&P 500’s relatively flat performance. From its ramping volume, many …

LONDON, Jan 15 : Oil prices tumbled from multi-month highs on Thursday and gold fell back from a record peak, as investor demand for safe-haven assets subsided on hopes that President Donald Trump was backing away from threats of U.S. military action against Iran. Tech stocks got a boost from Taiwan’s TSMC, the world’s biggest…

Taiwan Semiconductor Manufacturing Co. (NYSE:TSM) is pulling ahead of Nvidia Corp. (NASDAQ:NVDA) early in 2026, emerging as a standout winner in the global tech race while parts of the Magnificent Seven lose momentum. Shares of the Taiwanese chipmaker giant jumped 4% during Thursday morning trading after the company delivered a bullish earnings report and outlook,…